“They are masters in understanding Medicare and its options so you do not have to be an expert. I fully enjoyed their knowledge and benefited greatly from it in designing my best plan. I have referred many of my friends to them and they have said how very glad they were that I did!”

“Several years ago Jim Hartnett set me up with a medicare supplement plan. The plan was so good at preventing co-pays, and so beneficial all around, that I've never had to consider any other plan. I just keep rolling along. He also helped me choose my prescription drug plan, which has been generous, even after it was taken over by another insurance company. I love the fact that I never have to review or compare plans when renewal comes along. Jim is knowledgeable and helpful!”

“The Rep (Annmarie Harnett) was very polite, knowlegeable, and helpful as well as understanding my needs. If I called to ask a question, and she was not available, she always got back to me as soon as possible, I have recommended her to many times to friends and associates, who were glad I did.”

Jim Hartnett is always there for me and my wife. Doesn't matter how many stupid questions we come up with. Always patient and happy to take the time to explain the intricacies of the various options. We highly recommend Jim.

Jim Hartnett made my post retirement healthcare selection and sign up experience smooth and painless and cut through the confusion I had about getting a supplemental Medigap and Part D drug insurance plan. Jim was a joy to work with. He expertly guided me through the process and helped me find the coverage that would work best for my needs. He responded promptly to my emails and calls and was patient in answering all of my questions. Importantly, Jim is someone I trust as I know that my needs are always at the forefront. I will be forever grateful to Jim for his generous and expert help. I recommend JFH Associates without any reservation if you need assistance in selecting you Senior healthcare plan.